Licensing & Regulatory Expansion Specialist

Licensing & Regulatory Expansion

• Lead end-to-end fintech licensing projects across international jurisdictions, with a primary focus on obtaining an Electronic Money Institution (EMI) licences.
• Manage the full licensing lifecycle: regulatory strategy, application preparation, submission, regulator communication, follow-up and obtaining the licence.
• Coordinate the preparation and submission of regulatory applications and documentation packages with local regulators and external advisors.
• Ensure regulatory readiness of policies, procedures, governance frameworks, AML/CTF controls, risk management frameworks and operational processes required for licensing.
• Coordinate the setup and launch of regulatory and operational processes following licence approval.
• Work closely with internal teams, local counsels and regulatory authorities.

Card & Payments

• Support the development and implementation of card and payment-related business models within licensed entities.
• Coordinate regulatory, operational and product requirements related to card issuing, acquiring and payment services.
• Work cross-functionally with Product, Payments, Legal, Compliance, Risk, Finance and Technology teams to ensure readiness of card and payment operations.
• Support relationships and projects involving payment providers, card schemes and other relevant financial infrastructure partners.

Project Governance & Delivery

• Build end-to-end licensing roadmaps, project plans, timelines and key milestones.
• Coordinate multiple workstreams and ensure timely delivery of regulatory and operational requirements.
• Track project risks, dependencies and blockers, escalating critical issues when required.
• Prepare regular project updates, executive summaries and regulatory reports for senior management.
• Maintain structured project documentation and ensure clear ownership across all workstreams.

Cross-Functional & External Communication

• Manage communication with regulatory authorities.
• Act as the central coordination point between internal operations teams and regulators.
• Translate complex regulatory requirements into clear and actionable business tasks.
• Lead regular project meetings, steering committees and stakeholder updates.
• Ensure transparent and well-structured project documentation throughout the licensing process.

Requirements

• Proven hands-on experience in obtaining fintech licences, preferably EMI, PI, payment institution, e-money or similar financial services licences.
• Demonstrated experience managing end-to-end licensing projects, from initial regulatory assessment through application, regulator engagement and licence approval.
• Previous experience with licensing projects in international or less conventional / exotic jurisdictions is strongly preferred.
• Experience working with regulators and external legal/regulatory advisors across multiple jurisdictions.
• Strong understanding of EMI / payment services regulatory requirements, AML/CTF, governance, risk management and operational controls.
• Practical experience with card-related products and payment infrastructure - card issuing, acquiring, processing, card schemes or related payment services.
• Experience launching or setting up new regulated fintech operations following licence approval would be a strong advantage.
• Strong project management skills with the ability to manage multiple stakeholders, workstreams and regulatory deadlines simultaneously.
• Ability to translate regulatory requirements into practical operational and business processes.
• Excellent communication and stakeholder management skills.
• Strong analytical and problem-solving skills with a high level of ownership and attention to detail.
• Fluent English; additional languages are a plus.
• Experience in a regulated financial institution, fintech, payment company, bank, EMI or PI is preferred.

Benefits

• Work in a modern office in the center of Limassol with an open-minded and professional team;
• Relocation package, including reimbursement for flights and accommodation for 1 month;
• Visa sponsorship for the employee and their family members;
• The company covers 50% of the annual cost of the health plan, which the employee can choose with any insurance company;
• Company-provided life insurance;
• 21 working days of paid vacation;
• 12 additional days off per year, provided by the company;
• Paid sick leave;
• Team-building activities, corporate events, football and volleyball clubs, sports events, and challenges.