Über die Rolle
About MCL Finance
Since 2018, we've helped over 2,000 SMEs across the UK and UAE access the capital they need to grow — fast, clear, and with care. We believe finance should work better for the people building our economy: fewer hurdles, faster answers, and support that actually feels human. We back ambition with real funding and smart tools, backed by a team that gets what running a business takes. Our model puts people over paperwork — we work with brokers and business owners to deliver funding that fits, without the faff.
🎯 Our Mission
To reshape SME finance and level the playing field for good — giving ambitious businesses the fast, fair funding they need to build what's next.
The Role
We're looking for a Senior Underwriter to join our Dubai team and take ownership of credit decisioning across our SME lending book, balancing risk against commercial opportunity as we scale across the region.
Key Responsibilities
- Lead underwriting on deals across our full lending range, from smaller working capital facilities to larger SME funding lines
- Analyse financials, bank data, and open banking feeds to assess creditworthiness
- Apply credit risk policies while spotting smart exceptions
- Structure offers that balance speed, risk, and commercial value
- Work closely with the sales team to support fast decisions and clean execution
- Escalate and advise on edge cases and complex scenarios
- Maintain underwriting documentation and CRM accuracy
- Coach junior underwriters and support continuous credit policy refinement
🔍 What We're Looking For
- Highly organised — nothing gets missed, nothing gets dropped
- Thrives in fast-paced environments with multiple moving parts
- Clear, professional communicator with a commercial edge
- Self-starter who stays aligned with team goals
Bonus
- Experience in unsecured, short-term SME underwriting
Our Offer
- Competitive base salary plus performance bonus
- The opportunity to shape underwriting practice in a growing regional market
- A collaborative, fast-moving team environment
- Genuine progression opportunities as MCL Finance scales in Dubai
- Exposure to senior stakeholders across the wider group
- A business that backs ambition — both our customers' and our own
👋 Think you're a fit? Let's talk.
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